Charles Dobish
Charles Dobish
724-359-2131724-359-2131

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2 months ago

Charles Dobish -

2 months ago

Charles Dobish - Open House Sunday 3/26 from 1-3pm! http://104JennyLynnDrive.utour.me

104 Jenny Lynn Drive - Aliquippa, PA 104jennylynndrive.utour.me

This well maintained 3 bedroom home sits on a quiet dead end street just minutes from local schools/colleges, shopping, restaurants, and I-376. The main level has a spacious living room, a large kitchen/dining room combo w/ rear deck access, master suite w/ double closets, and an updated full bath.…

2 months ago

Charles Dobish - New Listing in Blackhawk School District! http://412ElmbrookRoad.utour.me

412 Elmbrook Road - Beaver Falls, PA 412elmbrookroad.utour.me

One level living at its finest! This refreshed 3 bedroom Ranch sits on 0.92 acres in Blackhawk School District. The main level features a massive living room w/ exposed wood beams, gas fireplace, and laminate flooring. Large formal dining room, eat-in kitchen w/ stainless appliances updated back spl...

2 months ago

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The Ugly Truth About Foreclosures

April 13th, 2014 by Charles Dobish

Real Estate is no different than any other walk of life where if something looks too good to be true, odds are it probably is.  Everyone wants a deal, so searches for foreclosed properties are extremely popular but do you know what you’re getting in to?  Sure, the sales prices make foreclosures attractive to buyers but there are also additional hurdles to jump through such as: acquiring all municipal requirements, dye test certification & additional responsibility of the repairs that come with it, ordering & paying for HOA Resale packets, all for a property that is being sold AS-IS.

Without deep pockets, the know how to make repairs (or having someone you know willing to do the work inexpensively), these homes are not for the average or first time home buyer.  With the vast majority of foreclosures having issues with the roof, mold, peeling paint, no appliances, not to mention the buyers inability to have utilities turned on to test the furnace/AC unit, the costs to make the home move-in ready can add up quick.  FHA financing (the most popular style of mortgage for young first time home buyers due to the low 3.5% down payment requirement & allowance for up to 6% in seller assistance) is MUCH more difficult to acquire on these properties because of the safety checklist that comes along with it, leaving buyers with cash offers or conventional mortgages as their only option.

There are diamonds in the rough out there, but buyers need to do their homework on the property & be realistic about their financial position to make the best possible decision!